Now covering Oneida and Madison County, NY
The house price is the easy part. The tax bill is where it bites.
Type an address. See what the home really costs to own, whether the taxes are a trap, and the drive to the places you'll actually go — all from official county records.
- Free to try
- No account needed
- Official county records
Built on official public records
- County final assessment rolls
- County, town, school & village rate sheets
- NYS equalization rates
- OpenStreetMap & verified local places
How it works
From address to answer in under a minute
- 01
Type an address
Or click any parcel on the map. Search by street address or parcel number.
- 02
Read the verdict
An itemized bill, how it ranks county-wide, and what it becomes after a sale.
- 03
Share the answer
Print a branded PDF for your client, your file, or the open-house table.
What you get
Everything a buyer and their agent need on one screen
Know the real tax bill
County, town, highway, school, library and village levies, itemized from the official 2026 rate sheets — not a vague “estimated taxes” number.
Spot a tax trap
Every home’s tax rate is ranked against the whole county, so a bargain-priced house with a punishing bill stands out immediately.
See what a new owner pays
A seller’s senior, veterans or STAR exemptions don’t come with the house. See the bill you would actually get, and what it could become if the town revalues.
Routes, not guesswork
Toggle Walmart, Dollar General, gas, schools or a hospital and instantly see the real driving route and distance to the closest.
Reports clients keep
One click prints a clean, branded buyer report with the numbers frozen on the day you ran them.
Built for teams
Invite every agent in your office, keep client lists organized, and put your brokerage’s name on everything.
Who it's for
One tool, two sides of the closing table
Buy the house, not the surprise.
Listing sites show a price and a rough tax guess. LumeInsight shows the bill you will actually pay, and whether it is about to go up.
- Know the true monthly cost before you make an offer
- See how much the bill rises once the seller’s exemptions come off
- Check the drive to groceries, schools, and the nearest hospital
- Compare towns by what you actually pay, not the sticker price
Give your buyers an answer Zillow can’t.
Tell a client in seconds whether the bill will hold, climb, or surprise them, and hand them a report that proves it.
- Branded, client-ready PDF reports in one click
- Open-house handouts that answer the tax question before it’s asked
- Shareable links so clients can revisit any home
- Seats for your whole office, with your brokerage on every page
Printable reports
The handout that answers the tax question before it's asked
A clean, two-page report with your brokerage at the top: the itemized bill, the tax verdict, the after-purchase scenarios and the nearest hospital, fire, police, gas and stores. Stack them on the open-house table or send them with every showing.
- Your logo color, name & license #
- “Prepared for” your client
- Numbers frozen on the day you ran it
- Print or save as PDF
Pricing
Simple pricing. No subscription for buyers.
- 5 parcel lookups per month (3 without an account)
- Town, county, school and special-district taxes
- Verified nearby places & routes
- Unlimited lookups across Oneida and Madison counties
- Tax history and the new-owner bill
- Revaluation estimate
- 90 days of unrestricted access
- Tax history and assessment trends
- Exemption math and the new-owner bill
Brokerage seat packages from $149/month. See agency plans
FAQ
Questions, answered straight
Where do the numbers come from?
From the county’s own final assessment rolls and the published 2026 county, town, school and village tax rates. Every number shows its roll year and source, and the report spells out the method.
Is this an official tax bill?
No. It is an estimate built from official records, designed to be close enough to make decisions with. Special-district charges (fire, water, sewer) are flagged where they apply. Always confirm with the assessor before you buy.
Can I put my brokerage on the reports?
Yes. Agency plans add your brokerage name, license number, contact details and brand color to every printable report, with “Powered by LumeInsight” kept small.
Which areas are covered?
Oneida and Madison County, NY today, including the cities of Utica, Rome and Oneida. We are expanding county by county; tell us where you sell and we will prioritize it.
Do I need an account to try it?
No. Free lookups need no account. Sign in when you want to save homes, unlock reports, or invite your team.
Know the real cost of the home before you fall for it.
Your first lookups are free. No card, no account.